Someone did the math. It’s $315,000 not $150.000. So plenty to live on and still have some left for investment.
As for winning capitalism: capitalism is a travesty that’s killing both people and the planet. I would rather people stop talking about winning such a system - there are truly no victors. To be the victor in capitalism is to be a cell of a tumor that slowly kills its host; you only live until you finish killing the host or the host fights back. We should kill and consume those responsible for capitalism like macrophages consume cancer.