I don’t care about “winning capitalism”, I care about living a comfortable life and being able to pursue my hobbies. $150k a year is more than enough, and I don’t have to worry about investment bullshit, it’s just guaranteed constant income. As long as I’m alive, I’ll be breathing, that’s 100% guaranteed. Winning the stock market is not guaranteed, and being able to use my legs for the rest of my life is also not guaranteed.