Ugh my parents both insist on travel insurance. What if you get sick?? Idk, I’ll cancel the stuff I can and take the loss on what I can’t, for all the travel I’ve done the amount of times that has happened does not even remotely come close to how much I would have paid each time for travel insurance.
No mom, I’m not going to insure our 2 night stay at the Hilton in (mid sized city). I’m sure it’s going to be fine.
Last time I did was for a very very expensive flight across an ocean, just because it was like, 15 dollars on a 2000 flight for a few people. Fine, but everything else we took the risk. (And we did not use it)