It’s a duplex so the HOA only has two homes in it. The fees were designed to cover the water bill, master insurance policy, and slowly collect enough money to replace the roof every decade or two.
Unfortunately the other unit has no interest in even basic maintenance so unless we take care of everything the place slowly just falls apart. We’ve had to fight with them over every tiny repair from siding damage to a literal hole in the roof that a squirrel chewed out. They keep running an Airbnb with loud guests who throw parties despite it being against the HOA and unless we pay for our own lawyer there’s no way to actually enact the fines and stuff as laid out in the HOA rules.
We’re selling and never buying in a small HOA ever again