People speculating in real estate are doing so for passive income
You severely underestimate the role of real state in the current economy. Banks, investment funds, pension funds, real estate agencies, insurance … Individuals looking for passive income are just a part of it.
Especially in North America, Europe and China (but true everywhere generally) real estate speculation takes a huge chunk of investment money of both individuals and companies.
you feel that homelessness isn’t included in them
It’s not, except as an afterthought. It’s not me inventing these statistics