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Nemo ,

I got a lot of help from HUD and FHA when I bought my house. I couldn’t have afforded to buy and renovate my home when I did without that program, which is only for first-time buyers. The program also helps housing supply by renovating unfit older buildings into usable housing stock.

So, at least in the US in general and Chicago specifically, gov’t is doing things to help first-time buyers.

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