It really sucks since usually I’m expecting to be able to bike somewhere (much faster than driving or public transport in my city) and can’t so I end up being late to whatever I was going to. Not to mention the whole process of buying a new bike, a new lock, new lights, etc.
I’m pretty fortunate in that it doesn’t ruin me financially to buy a new $400 Craigslist bike plus $100 in accessories but I would rather not do it every ~2 yrs or so
I’ve heard some people say that they feel violated because someone took their personal stuff, but I guess I just see it as the cost of locking your bike up in public in the city.