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Allero ,

Countering on a 20’s side:

On the other hand, would you be at the same point in life if you would save every penny?

Having savings could greatly help you now, but what if you’d never experience whatever you spent your extra on? Maybe it was something new, or simply something that helped you deal with a compounding stress, or maybe you can simply remember your carefree times with warmth in your heart.

It might not be visible at the first glance, but it is important and it might have changed a lot more that you think in retrospect.

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