Housing shouldn’t be gatekept. Rent as we know it is broken. Someone owns a property, while you pay the mortgage. But you’re not paying down to own, you’re paying it down for someone else to own. Sure, renting is fine for people who move a lot, but that money shouldn’t be flushed down the drain every month—from the position of the renter. Rental credits, to where that money you’re putting down acts as a credit toward getting the opportunity to own. His would take a massive restructuring of the way we behave as a society, but it’s desperately needed.