I was recently comparing some phone plans and found that nowadays, you mostly just pay the actual price of the device, plus the normal subscription costs, no interest or anything.
Got a Pixel 8 Pro from Odido (awful service btw, would not go with them again). The device costs me 30 euros per month, for 2 years, which comes out to 720 euros at the end. That’s actually cheaper than the normal resale price of ~870 (average according to Tweakers).
Actually thinking about it now, I wonder what the catch is. That kinda seems too good to be true.