At this point, I almost have to think you’re trolling. Until you prove it, though, I’ll attempt to keep discussing in good faith.
And so, your link: “Usury” is the English word for that concept. And investments generally aren’t interest-bearing loans, anyway, but profit-sharing ventures.
Further: If I take my wages, my active income, and I invest it, the income from those investments is passive income, even if the initial investment was made with active income.
Finally: Videos are an ablist format that are hostile to those with vision and hearing impairments, both of which I have. I don’t think saying “use your words” is refusing new information, but rather demanding it.