— Invest at least 10% of your income into the S&P or Large Growth fund – Roth IRA or 401k if you’re still in a low tax bracket (12% here in the states). Raise the contribution percentage as you raise your income. It may not seem like a lot now but 40+ years of compounding interest goes a long way.
— A gambler on a good day will just about break even. The quickest way to do that is simply not to play. Remember when the game is rigged against you, you don’t have to play. The house always wins.
That said, play your own game. If you look at someone else’s and try to play like them you’ll mess up your own. Play your own game in life.