I generally don’t give to individuals, hoping our donations, aggregated with others, will reach more people in need.
I think that’s a good rule, but it’s not for everyone, i.e., People actually would like to see their money do good, (it’s easier to see a thankful smile on someone than get a digital message on a website) and let’s not forget, people would have to do their own research before donating, because let’s be honest, there so many scammy non-profits made to make money for their corporate overlords (not to mention the conversion rate), if a non-profit is separately pooling money for administration expenses, I would be more likely to trust them. Also, rest of the comment is pretty nice, thanks for the comment!