I give. But also I talk, I listen, I don’t toss a coin and ignore.
I genuinely take the time to talk to someone. If they seem nice, safe, and don’t strike me as being “impulsively dangerous”, I might invite them to share a meal with me, or to a café.
Obviously I can’t do this for everyone, but when I’m low on money like you, I might literally just invite someone to my home and make them a piece of toast, ask them what their day to day is like, if it sounds like they need an old blanket, give them one if I’ve got a spare.