Anything with a risk involved is inherently not bad?
No, but that it’s not money for nothing. It’s compensation for the risk I’m taking of never getting my money back.
It’s not obvious to me that any of this is inherently bad. Like with everything it depends on how you use it. Greedy landlords that don’t do their duties are bad. It’s not the being landlord itself that’s the issue. Me owning a small part of a company isn’t bad - that company treating its employees bad and polluting the envoronment is.