this always feels like such loading screen advice to me, like yeah thanks game i’ll try not to spend more money than i have!
sure there are people who need to be told but 99% of people fully understand that not getting shot is what they’re supposed to be doing it’s just that the whole game is a constant barrage of bullets from every angle. My finances don’t run low because i’m wildly spending money on frivolities, it’s the endless grind of necessity and the endless uphill climb towards a stable life - the reality is budgeting is literally an impossible problem, it’s impossible to predict how any particular purchase will have an effect on future purchasing power or standard of life especially if you try and factor in social and psychological factors. Even a simple question like ‘what point is it financially sensible to replace the threads on your car tire?’ is endlessly complex from a budget perspective, maybe allocating that money differently would allow allow a more significant increase in earning potential or save a larger future cost so that it would be more sensible just to eat the larger car maintenance cost later - and this could be as complex an option as looking after your mental health by socialising with friends to help relieve the stress of studying, maybe a better grade results in a better job that comes with it’s own car… budgeting is an impossibly complex and chaotic muddle of equations so pretending it’s as simple as ‘just do a budget’ is infuriating.