So I definitely have some privilege here in the form of not paying rent. But I’m able to live off my savings and being as frugal as possible while letting my investment account slowly grow and mostly come out net zero for the last 6 months. Pretty nice not having to work and just living as low-impact and low-cost as possible. Of course this isn’t possible for people who have unavoidable bills and payments but I still absolutely agree that many people could do better with saving and budgeting.