The reason billionaires exist is because people like you and me are overcharged for everything we purchase so they can accumulate the surplus.
The reason why we don’t do anything about it is because we evaluate that we get good value for our money in most situations.
What is that evaluation based on? Our past experiences…
But the only experiences we have to evaluate what our money is worth is us being charged enough that the rich people at the top accumulate an unreasonable amount of wealth.
We never have an experience where those leeches at the top aren’t present to artificially inflate the price of things so we can actually realize how much we’re supposed to be able to get for our money!