you are still dancing around core issues here tbh. for example, median income does not buy median house. this ratio exposes that younger people are locked of housing market. this has nothing to do with "I am struggling so the economy is shit" this is just house math works.
what about, i have a decent job but anything within 30 minutes is unaffordable, i have to live 50 minutes and rent is still 50% of take home.