I’ve visited NY and Chicago, but I guess my digs were nice enough not to notice. And I used to live 75 minutes (assuming no traffic lol) from DC—far enough away that I didn’t have to deal with that kind of thing. Just like maybe some highway noise from far away.
I did once have a townhouse that had a rail track in the back yard, but I know what I was getting in that case. It was only noisy when there was a train.