A star chamber of "supervisors" who didn't talk to me and didn't leave any names determined this personal custom van (sold with wheelchair equipment from the first) is a "commercial vehicle" and refuses to insure it.
I asked how many disabled people were on the supervisorial decision-making group. Got a big silence there.
The photos make it so obvious to ANYONE who knows anything about vans that this is a van that was initially sold this way. It just has captain's chairs instead of benches.