What are you even on about? One person could conceivably add CSAM to a torrent that you eventually download, and you could find yourself subject to a criminal investigation.
I’ve gone my entire adult life downloading copyrighted material without using a VPN
“I’ve been fucking multiple partners weekly my entire adult life. without protection, and I haven’t gotten AIDS yet.” <— That’s you. That’s what you sound like.
You are giving your ISP every thing that a rightsholder needs to harass you, with your understanding that laws and corporate policies currently protect you from that harassment. But you ignore that those policies can be changed, and those changes can apply to data you’ve previously given to your ISP. When rightsholders start arguing “think of the children” and pointing at such torrents, that’s the kind of thing that gets laws and policies changed.
Why give them the information in the first place? Why not keep that information away from your ISP? Why trust them to do the right thing when you can easily deny them the ability to do wrong?