Depends on your need for quality. Some get reposted from private trackers.
Out of 10 downloads how often do you search for a good quality 1080p/4K? If the answer is yes, I’d recommend TL. If it is more look around for a bit more prestige ones like Blutopia.
"A lot of them seem to be a bit of a hassle"
Usually login in a time frame of 30 days (read the rules. Depends on the site)
"or require payment"
Don’t even bother. Usually trackers will ask for a donation to offset the server/hosting/admin costs and/or give perks for donating.