I agree: it is a tool. And maybe you might at some point be able to create something worthwhile with it. But I’ve yet to see something wwrthwhile.
The main way “generative AI” is currently being used is by giving some idea some kind of form. If the original idea is just lame, or has been done to death (like a pixar poster of insert any atocricy here) : it will show.
If you think that AI is a shortcut to replace a creative idea, you will not be able to get any art from it.
You can also see that in the weird AI bro behavior, when they refuse to share their prompts: In any traditional art project people are glad to share their techniques. But AI bros realize that there’s so little effort involved that they are overly protective of their prompts so that people may not find out how low effort their “creativite” process actually is.