I recall an article discussing this but didn’t read too much into it and it’s probably the same recent source you’re referencing that got pushed around. Did they take into account that Gen Z has a higher population of internet users than boomers, and a higher population of people in general. I mean, they’re comparing a generation of people born when the internet was a thing so they’ve been using it their entire lives, versus a generation of aged in Internet users with some who never even touched the Internet while they were alive. A generation of people with a PC in their pocket versus landline users. My boomer grandfather didn’t get scammed online because he didn’t use the internet…so Gen Z Timmy has a higher chance of being scammed than he had.