I think it will improve, and I mean the truth is always more complicated. It is bad decisions, but it’s also bad circumstances. When they first got together she was a well paid nurse, and living in Oregon. They moved back here when she became disabled because it’s cheaper here.
But, that’s life ya know. As my father used to say “In life, you pays your money and you takes your chances.” I know he didn’t invent that saying, but he said it quite often when talking about how life doesn’t turn out the way you wanted.