I don’t have detailed knowledge of the US economy, which is why I keep using Germany as an example.
You only have arrogant presumptions about rich the United States ostensibly is, while ignoring that a tiny percentage of the population actually benefits from those riches and the rest experience staggeringly higher cost of living, especially for things like medical care and housing.
In Germany you are never one paycheck away from being homeless unless you’re actively wasting money. As said before, 800€ is more than enough to live alone in an apartment. And you make more than double that (in the worst case).
Again, you’ve admitted your ignorance about the United States there, and the situation of hundreds of millions of people that live in it that are not functionally wealthy in a material way that they actually experience.
And once again, “the current system” is failing those people and no amount of being smugly content with a status quo that is unsustainably bad for people in the United States that scrub toilets, drive ambulances, or provide CNA services to hospital patients does those people any good.