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miridius , 1 month ago A banking system running on Blockchain Is an astronomically terrible idea. It: would use as much electricity as an entire country payments/transfers would be both much slower AND much more expensive than via a bank would have no protection against fraud. You got scammed? Your money’s gone. You paid for something online and it never arrived? Too bad would have no way to stop money laundering would have no way to help people who forgot their password, they’d just lose their life savings permanently would tie up a bunch of capital, preventing reinvestment and growth. There would be no way to get a bank loan to buy a house for example the list goes on
A banking system running on Blockchain
Is an astronomically terrible idea. It: