This might be the one where they think the government has $2 million your to your social security number that you can use. If so my guess is that the money isn’t allowed to be just “withdrawn” it can only cover a debt? So have the estate loan money to the “bank” (yes this isn’t a debt but my guess here is pfm)?
Gummies are working overtime but if I just read one sentence at a time I can never link the massive holes from one to the next. Might be how their brains work all the time?