There are already several opinions about rooting, so I’m not entering that discussion, but I can share my view of ACC and AccA.
I’m the kind of person, who charges the phone over the night. My device theoretically supports 33W charging (can’t test this as I don’t have the stock charger), but when charging over the course of several hours I don’t need this speed.
I have the current limit set to 750mA and max charge in range of 90-95%. This works fine for me and in case I need a quick top-up there’s always Charge once to #%, without restrictions option.