Which brings me back to the 20k trailer…it’s dirt fucking cheap. If you don’t think housing is an investment, you can easily afford rent or payments on 20k over 10 years with a minimum wage job.
However…I don’t see a lot of people scrambling for the “affordable” housing.
If you really want to socialize living space, there acres and acres of really empty, really cheap land in the fly over states. Grab an acre of land somewhere and you can house 100s of people on it.
Something tells me none of those options are appealing to you.