As a NIMBY guy…I’m going to protect my investment. There’s plenty of affordable housing out there, it’s just not 10 minutes walking distance from an urban center.
I can go pay 20k cash and live in a trailer across town if I need to.
Edit: If you want to do it that way, you can rent said trailer for a pittance. I’d suggest you do, you won’t want to be there long.
Everyone wants low cost housing, no one actually wants to live in a low cost area.