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MelodiousFunk ,

I did the math not long ago. If I retired at 65, I would have enough money to live for a little bit and then starve in the streets. If I retired at 45, I would have enough money to live for a little bit and then starve in the streets.

The only difference was 20 years of drudgery.

Of course, there’s always the “work until I die” option.

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