PSA from someone who works in the industry. Drug manufacturers offer “patient assistance programs” where people who are under insured or uninsured can receive treatments at a discount or sometimes free. They are not broadly advertised and I had no idea they existed until I started working in the space. Just search the drug + patient assistance or financial assistance.
Also to state the obvious… The US healthcare system is fucked — mostly insurance companies but also pharmaceutical companies and hospital systems in the US are all doing everything they can to increase their profits at your expense.
Hospitals and pharma set high menu prices in order to negotiate with insurance companies. 2) Insurance companies make money by NOT paying. So you’re fucked unless you’re fortunate to have a cushy white collar job with good benefits. The people that get fucked the most are the ones that can’t afford the premiums