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ptc075

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If malls continue to shut down and decay over the next twenty years, someone should turn them into retirement communities for GenX and Millennials.

Imagine apartments built into what used to be department stores, (Oh, you’re JC Penny 203? I’m at Sears 106). Get those old arcades up and running. Set up meal stations at the food court. Once people actually live there, stores will start to move back in....

ptc075 ,

Maybe 10 or so years ago, was a real push to convert old malls into apartments or low income housing. Turns out it’s not that easy. Those buildings were built with minimal plumbing, just a few public restrooms and limited water service for the food court. There’s just not enough water/sewer to supply more than a small handful of apartments. You’d have to tear up significant portions of the building to run all new plumbing for all the kitchens & bathrooms. And that assumes the underlying city infrastructure that runs to the mall could even support the new water & sewage demands in the first place.

I’ll grant you, it is a cool idea. It’s just not nearly as simple as it sounds.

How does car insurance on multiple vehicles work (USA) (kbin.run)

there's so many people that own 5+ shitboxes, but there's no way they're paying over a grand a year to insure all of them. is there something where you pay less to add on a car? obviously you can't drive all 5 at once, so is there something where like only one at a time is covered for collisions, and the rest only if like a tree...

ptc075 , (edited )

Funny, I’ve asked this exact question multiple times, and the answer I always get is that you just get fucked. You pay full price for the first vehicle, and then 90% of full price for every extra one.

Maybe it’s Georgia? I carry the minimum for the state (Liability + Collision), but then bump the Liability because I now live in a high cost of living area. So if I’m in a wreck, I get nothing, but the other guy gets a nice check for his car and his medical bills are covered.

My car insurance would be WAY cheaper for me to just drive one of my shitboxes 100% of the time than it is to split my mileage across four vehicles. But I make it up by being pretty handy. When one of them breaks, I have multiple other cars to drive while I wait for parts in the mail. So I’d still say I come out slightly ahead as far as costs go, but most of my ‘savings’ go straight to the insurance company.

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