Half probably do and are riding the scam train, the other half...I'm not sure what they think anymore. Imagine all that brain power used to create these logic circles that could be used constructively instead. I'm betting some of the first half are probably selling some how-to materials to the other half...
Sovcits believe that when you are born the government sets up a secret trust worth 2 million dollars and you can use that trust to pay money if you send all sorts of stupid correspondence to your creditors that magically allows them to bill the mysterious trust.
When our “final balance” from the landlord (late fee + “repairs”) went to collections I asked for it, got all the documents, and forwarded it to my attorney along with everything else.
Long story short they settled out of court, then didn’t fulfill the settlement contract (namely the bit about removing the erroneous reports against my credit), then wound up getting fined 50 grand by my local government.
I was owed 30 cents or something by a TelCo about 20 years ago. So they sent me an invoice stating the debt every month. I asked them if they can just cut me a cheque or something and they said they wouldn’t for such a small amount.
So I received a -30c payable invoice monthly for years until the company went out of business.